EB5 – Policy on Debt Arrangements

USCIS is revising policy guidance in the USCIS Policy Manual to clarify its policy on debt arrangements as per Policy Alert PA-2018-11.

 Foreign nationals may seek an immigrant visa based on their investment in a new commercial enterprise in the United States if they meet certain related job creation requirements.

To make a qualifying investment, the immigrant investor must contribute the minimum investment amount in a manner that does not constitute a debt arrangement. Relevant precedent provides that a redemption agreement is a debt arrangement if the petitioner enters into the agreement knowing that he or she has a willing buyer at a certain time and for a certain price.

This USCIS update clarifies which redemption agreements are considered debt arrangements for EB5. More details are available at


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